HomeClass of 013-014- what's your biggest question on curriculum of microcredit, and 1-page answer?blog and Yunus Diary - worldwide and mineIs nanocredit the 4th generation of women empowerment by banking?Understanding KivaUnderstanding Grameen Trustvulnerability - does microcreditsummit have a futureTop 10 Microcredits for YouthMicrocredits Most Critical Activity Connections in 2010sWest Europe's Model Microcredits for Job Creation & Renewal of Economic UnionPose questions to gurus of microcredit doesn't work2012 yearbook of Social Business- Europe and Africamaker faire -one of the great Ygeneration interventions in value chainssocial business- the economics framework of microcredit?Original Grameen Bank caseGlobal Grameen - sustainable world favourite brand partnersGrameenKenya will be best ever becauseResults, Best NewsDefining different ways 7 billion people can use micocreditwhat are 10 most different local bank s americans need for freedom of choice & community risingDecember 08 specification of Grameen Microcredit by Dr YunusCase Studies of being trusted to value multiply MicroEveryServicewhat is microcredit?History of Trillion Dollar AuditingWomen Report MFIAccion's Badwill Mexican Tripwhat's realMc's Three-in-OneJoin 24 people on 64 year round trips to Dhakamicrocredit africaCollaboration InvestigationsBoP; Banker of Poor - Deep ReviewsBig bang of Citizen meetings : how Bangladesh*CA*London questioned the wwwBooks & networks of practicemicrocredit netizen hall of fameProfessions for Purposeful BusinessesResources from Yunus 1000 bookclub begun 3 Jan 08, DhakaMore maps for ending digital dividesTrust Map 2/24 EducationCommunitymicrocredit & world entrepreneur991 project

Thursday, September 4, 2014

series -where to millennium goal summit to network what micropcreditsummit banned

related refernces : search for summits honoring post 2015 millennials goals 

1 open tech networks of microbanking

 typical current dialogue

estelle jean claude founded www.puddle.org - its in the kiva group out of san francisco; anna in san diego is one of its lead users for ending poverty in hispanic communities  

jeanclaude - estelle's father in paris invested several of the technologies of transmitting money- after seeing banks abuse his work in credit cards his last 10 years has tried to keep these inventions out of big bank hands http://www.tagattitude.fr/en/

one of the mistakes estelle and I made was assuming muhammad yunus would be interested in this technology- we met him and his tech people several times but there wasnt even a beginning of a conversation; when we first did this around 2008 estelle as film journalist was interning with the lady  vivienne who had first signed rights to make an epic film of yunus - another mistake- instead film of obama's mother  leadership of womenworld banking indonesia is now out; there are rumors that vivienne's next gig will rereview whats been learnt in new orleans

these days paris convergences2015.org  coordinated by tech teams around eg michael knaute discusses technology (and whether there are open licence versions that can support peoples futures of banks)  in all the ways that microcreditsummit refuses to do- I am not sure about eg african test areas of eonnet's technology because they made mali a key test area before the country's troubles

hope there is some relevant group on both sides of atlamtic interested in some of this

cheers chris macrae linkedin skype chrismacraedc



ps when it comes to open banking tech the biggest irony of all is that all the tech wizards who designed cashless banking convene through MIT but as far as I know the only conventional microcredit leader they trust is brac's sir fazle abed- this has been a 20 yera muddle in the making caused by all the ways agents of yunus and microcreditsummit specialise in closed fund raising not the open tech youth needed to take sustainable banking to the epicentre of net generation goals 

7:22 am edt 

Thursday, March 27, 2014

Can Youth Help David Slay the Macroeconomics Giant

unite the poverty muesum race! last of 4 quarters to slay macroeconomics  -youths backup deadline colaboration networks checkout #2025now  #2030NOWacross usa #2015NOW 

12:15 pm edt 

Wednesday, March 26, 2014

#2015now- world's biggest question - how to find sponsors to sell youth's futures to?
Stranger than social fiction - back in 1997 when microcreditsummit started so the ten millon village mothers who had invested their lives in a community banked aimed at ending illiteracy of their children might have hoped this question would have been pivotal to how the world series of millenniu goal summits progressed. Let's make the question fully values youth in inking in the last 4 youth summits before the 2015 goals end 
CNN’s hero of the year competition extended to some superhero mentors starting with Muhammad Yunus in 2013; in parallel Ted Turner’s Billion dollar funding of UN Foundation was one of the first to ask what would Atlanta need to do become the favorite virtual and real future capital of youth and yunus. To which dr yunus replied:  provide a benchmark for  twin cities in youth job creation expos and millennium goal celebrations - and do this #2015now (ie before end of 2015) and empower  hundreds of HBUC alumni to twin with Cape Town October 2014 where youth can celebrate action learning the 21st C legacy of Mandela as well as the 20th C Legacy of Gandhi’s whole truth interventions for designing nations around livelihoods of 99% of the people which started out of S. Africa in 1906
8:30 am edt 

Saturday, February 22, 2014

benchmarking where alumni clubs are best for student livelihoods

Here is our lab for student livelihood clubs in Washington DC - https://docs.google.com/document/d/1wsYgDtIfM0cPMHncbmHKE6KsM97pJHqnIVXeGl_m3i0/edit# 


 2014 YES UDC STUDENTS CAN - our dream  : youth unite goodwill networks of obama, luther king and mandela in community job creation everywhere

- if we can linkin 3 movements through university of district of columbia it can't be so bad for student futures:anywhere

 DONOW Countdowns:




#2015 - in an age of 50000 mooc of jim kim’s social action movements can: follow jim kim's top 25 stories of 2014-2015 here ... 1 2 gangnamstyle -references optimism is a moral choice of development economists 1 2 3 and youth summits and ...

.......................................................My father's 85th and last public birthday party turned out to be a meeting of 2 of the 20th C's most joyful pro-youth microeconomists - see what happened - next:-

 joint 2008 pamphlet of Muhammad Yunus and Norman Macrae;

 10000 dvds made of Grameen's happiest day summer 2008 when senior Nobel Peace judge opened museum of microeconomics leadership in the space that used to be Mirpur's slum -

or rewind at SaintJames.tv part of the 90 minutes filmed at the Royal Automobile Club London feb 2008 - or tell us how you might want to use the 15 hours of transcripts we filmed of Youth's most trusted partners of GlobalGrameen in 2008 -what homework can we do before 25000 youth meet to relaunch the 2 defining social movements of the net generation in Atalnta Nov 2015 - or at the 3 known stepping stone summits- one in Cape Town and 2 being hosted by Jim Kim 's Young Professional Associates



2030nowjimkim2transcripts.doc, 40 KB  2030nowjimkim2transcripts.docNeXcelerator Whole plan.docx NeXcelerator Whole plan.docx, 439 KB


1 back in sept 2012 yunus inspired 1000 of us at udc- he started a 3 year march to atlanta where 25000 real students are invited to connect livelihood networks with millions MOOC & webcasting

take away what you like out of the collaboration blog http://youthcreativelab.blogspot.com or ask tuskegee’s innovation director dr bhuiyan who is responsible for both 2012 and 2015 yunus events or ask chris.macrae@yahoo.co.uk to send you the job vacancies dr bhuiyan and the new yunus foundation out of Atlanta are announcing -reference book by founder of tuskegee booker t washington

2 #2020now connect with alumni of the 5 virtually free universities in johannesburg and their plan to extend entrepreneur curriculum to 14 million children across the nations schools and regenerate 1 million jobs by 2020

-search for taddy blecher, branson, google partnerships or ask chris.macrae@yahoo.co.uk for a guided bookmark tour - and see if your diary fits with our quarterly skypes with Taddy and other world leading pro-youth educators

3 DC citzens are hosting the first ever USA-Africa Diaspora summit 17 May 2014- how can UDC livelihood networks join in - is the start of a worldwide youth livelihoods diaspora network ready to collab round


we welcome you copying those actions you like to your nearest youth future capital

-we are also exploring other lans- MIT remains the world's number 1 job creating alumni club in the world but not every studsnt can access 25 yeras if buikding a showcase of every future industry within a square mile of kendall station the way MIT has!  still MIT's open education policy remains the best dynamic the net generation can hope for in university world as of 2014


down in miami - we have hispanic labs of chnage world amplitude- incuding the leading open social business curriculum and coming soon linkin to te number 1 nanocredit experiments in the americas -more of the raw notes from our friends exploits at the bottom of USA below: 




Bernardo wrote Yes as soon as I get to Miami i will move very fast, In march i will be in South Africa, Cote d`Ivory and R. of Congo. I will also have a back to office report (BTOR) to you


Bernardo good luck -however if any brainstorm comes to you as to what poorest hispanic women first need to connect across the entire american continent on free mobile - eg safety line against abuse please tell naila as her march journey through ireland switzerland, LA and kenya is about signing up such a franchise and testing if carlos slim will lay on poorest womens terms


If you are passing through johannesburg tell us and we'll see if we can linkin taddy-by the way mostofa has just finished a week in lucknow understanding how they are redesigning entrepreneur and sustainability curriculum for 50000 children citymontessori   Jgandhi   globaledu


they are proposing taddy and they meet in august? to swap notes- I guess that is phase 1 of many phases at which youth summits swaps notes on entrepreneurship


I am desperately trying to involve china, korea, and japan in similar note swapping , and ultimately notes are effectively swapped when they are up in 9 minute modules like khan's



I sort of feel that when yunus sees this page of khans he will see how far he's got behind with nursing college even as that becomes the first card for millions of youth to viralise; similarly millions of youth are now viralising jim kims knowhow on what  youth's most collaborative social movements really do below the radar


Also between now and june its essential www.microcredit.tv to share short transcripts on how the real microcredits work; if jim kim gets to the annual results conference and find they are still spamming the whole world bank with fund microcredits no matter what they are do there will be an unhappy ending to everything micro financial


chris.macrae@yahoo.co.uk washington dc hotline 1 301 881 1655 skype chrismacraedc

11:27 am est 

Saturday, September 15, 2012

ad lib with hugh sinclair - whistleblower of some troubling things inside some MFIs and funds
From: Microfinance Heretic <microfinanceheretic@>
To: christopher macrae <chris.macrae@yahoo.co.uk>
Sent: Saturday, 15 September 2012, 11:17
Subject: Re: Fw: From Hugh Sinclair -if microcredit cant save the world can student entrepreneur competition networks

See www.microfinancetransparency.com

Plus the blog.

See also a major press release just out:


This is from one of the most senior people in the entire MF community worldwide issuing a veiled endorsement for the book. I have been in touch with two CEOs of major MIVs in the last 24 hours congratulating me, supporting me and wanting to work with me. You need to read the book. Believe me, this is not an elaborate attempt to rustle up an extra book sale! There is a TV show watched by 250.000 people coming out on Sep 28th about the book, and media coverage is going to go through the ceiling, this is now a major, major problem for the entire MF sector - or rather for the unscrupulous, deceptive and exploitative MIVs and MFIs that are clearly named in the book with original names and all supporting evidence provided on the website, and the head man of the sector has stood up and NOT refuted the facts, but decided to take concerted action. Welcome to the revolution. Hugh

12:41 pm edt 


Link to web log's RSS file

shortguide on how to host yunus 10000 dvd youth dialogue improves weekly with your help



new york, jackson heights friday april 25- yunus opens branch of Grameen America bank

personal Q&A with yunus london ap 21- RSVP : flow candidate questions by 8.00pm london time sunday ap 20

Events with Yunus
Kiev Ukraine April 8

Dubai April 13

London April 21 - water conference

Los Angeles Apr 28-30 Milken Instiute http://www.marketwire.com/mw/release.do?id=846750

Lancaster PA April 30 Nobel Peace Prize Recipient to Speak at 136th Annual Dinner
Muhammad Yunus - revolutionizing economic and social development worldwide

Events with Citizens

Los Angeles April 15 Isabel Maxwell
http://grameenamerica.net - Grameen's bank for the unbanked is coming to CA http://www.hhill.org/hill/events

New York April 15 Peter Burgess's 2nd bimonthly 30 person roundtable on how can New Yorkers help Dr Yunus most

-please tell us of yunus events at at practice@yunusuni.com


12: Dhaka: opening TheGreenChildren eyecare hospital replicated from Aravind model (help us catalogue more Base of Pyramid models)



Consistently ranked humanity's most productive networking event -achieving its 10 year roadmap of giving 100 million families access to ending poverty - microcreditsummit comes to Indonesia: http://www.inamicrocreditsummit.org/
 July 28-30

If we met in Dhaka at end of 08 to discuss top 9 ways to help Yunus, what would they be?

here are some current menus - we delight in being told what we are missing or how to take an item to the next step or worldwide entrepreneurial collaboration

08.1 relationships with africa http://www.youtube.com/watch?v=klUu03EMeRs

08.2 relationships with china http://wholeplanet.tv/id25.html

08.3 how to sustain your city's largest monthly collaboration citizen meeting on yunus and celebrating humanity agenda

08.4 yuNus youtubes and resources -development; catlaoguing on how to use to save 24 different worlds; how to increase any time accessibility and peer to peer debriefings http://wholeplanet.tv/id27.html

08.5 Social Action diaries- which communities want to trailblaze this year-long youth participation system http://www.youtube.com/watch?v=ngNUvukZY3U

08.6 Help develop smba and Social business catalogues http://smbaworld.com/

08.7 Future Capitalism: how do citizens share knowledge of how to play Snap FC with ceos and industry sector responsibility http://futurecapitalism.tv/

08.8 empowerment networks Win-Win-Win: Connect q&a with 10000 rural telecentres and 5 focal areas beyonmd community banking - ie health, agriculture, education, government, comesumer channels and goods http://egrameen.com/

08.9 How can citizens and netizens help quality control microcredit market as for SB organisational systems, and bridge knowledge from micro credit to all micro economic developments

Help benchmark Livelihoods Lab- what alumni network is best for student livelihoods? 
Congratulations to www.pennies4progress.org  - the first student entrepreneur pitch I have been involved in judging to go on to win a 50000 $ prize 
My CV macrae014.doc macrae014.doc -why I changed my title to Job Creation Agent; love to see CVs of other job creation agents - chris.macrae@yahoo.co.uk 
Leaflet Clubs
One of the better kept secrets of visiting Dhaka is the extraordinary range of leaflets on talks given by Dr Yunus and his leading entrepreneurs of green energy, health and  social business's other sustainability solutions
If you missed a leaflet and want one ask me to send you a laser copy -chris.macrae@yahoo.co.uk
If you succeed in geting a lecturer to use a leaflet as a classroom debating stimuli - do tell us so we can put leaflet dialigue alumni in touch with each other
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As global village Scots, we report this from the viewpoint of my maternal grandfather - a fellow Bar of London Barrister whose job as chief justoce of the Mumbai region mainly involved 25 years of arbitration with Mahatma Gandhi. Of course culturally there are many far more exciting local reports (tell us if you have one to post below chris.macrae@yahoo.co.uk) Gandhi didnt see anything he wanted to study in his home region of India or Mumbai its main capital. So he talked his families into funding him to study law at the Bar of London. When he returned to Mumbai , there was no work for Indians that matched his qualificiations so some expatriates in South Africa invited him to become their number 1 lawyer. Gandhi began sailing through the triad of Mumbai, Durban and London. On one occasion he was marooned in London just as World War 1 started- charicteristically the then 45-year old gandhi devoted himself to months of being a paramedic . On a much earlier home-trip he started leafletting stories of how few real livelihood opportunities Empire left locals in both South and Eastern hemispheres, and a local newspaper asked him to write an article. This got seen by the Raj authorities "reutered/telegrammed" back to London and South Africa - what's this young person up to? That's how Gandhi started to become worldwide networked -linking in his social networks as a bar of london student, a lawyer in south africa, and a reporter in India. Also his many sailings started to become YouthCreativeLabs where disciples could enjoy several weeks of tutoring,and pitch entrepreneurial ideas. However, it wasnt until Gandhi was nearly 40 that he had a system-transforming AHA "whole truth" moment "Satyagraha" - when he was thrown out of a first class carriage of a south african train for having the wrong color skin. He concluded his profession- ruling with British Imperial Law - was the main conflict with the future freedoms and happiness of 99% of the peoples (in africa and india). His plan which he spent the scond half of his life on - was plant a totally new education system from kindergarten up to university and once a first generation had graduated invite them to peace marches (eg to collect salt fom the sea- something the British salt manufacturing monopoly banned) and other demonstrations to massively free human interest stories which by now the EMpire's media and my grandad were being ordered to censor. The ending was happy in 2 ways and sad in another. Maria Montessori joined in Gandhi's education revolution - which has been sustained in such wonderful schools as Lucknow India and 40000 village schools network in Bangladesh. Also joyfully my grandfathers last job was to write up the legalese of India's Independence. Sadly Gandhi was assasinated partly before he wanted the whole continent to remain united not to be split into India and what became West and East Pakistan (the latter finally becomg free as Bangaldesh in 1971).


Is this story relevant today. Why yes! The Mandela Elders have been supporting what is so far a 15 year effort to free educational systems around missing curricula of youth entrepreneurship. #2020now aims to help south african youth co-create a million jobs. Could such a curriculum be of massive open online value to the worldwide youth Diaspora and twin capitals of youth jobs summits ?

Related searches MOOCyunusplanetMOOCmicroeducationsummit

some selections from april

21 April London :


Scene 1 Greeting

Prime Minister Gordon Brown: Hello How are you, what a pleasure

Muhammad Yunus: It’s a pleasure for me

PM :  It’s good to see you

(They Shake Hands)

Scene 2 Muhammad Yunus Introduces himself to the camera from the heart of 10 Downing Street

I am Muhammad Yunus from Bangladesh with Grameen bank. We lend money to extremely poor people for income generating activities. I am suggesting that Africa needs a lot of microfinance programs – tiny loans 30 dollar, 45 dollar 100 dollar – and paid back in weekly installments. It doesn’t need any collateral. It doesn’t need any lawyers into it but the repayment rate is very high: 98% or 99%.

Microfinance is very important because it allows people to bring out their own initiative, bring out their own capability. And they can move on their own speed to cerate income, to get out of poverty. And people in Africa are very enterprising people, particularly women. Microfinance focuses on women. Today in Bangladesh within Grameen Bank we have 7.5 million borrowers a- 97% of them women. The Prime Minister is very much aware of it; very supportative of it. So we will discuss how to make it happen in Africa

Scene 3 PM and Dr Yunus sitting round a cup of tea

PM There is so much goodwill to the work you have been doing, and it is so important

Scene 4  After tea: Muhammad Yunus denouement

At the same time, we will be discussing another concept – the social business :  business to do good to people -  (show copy of Dr Yunus new bestselling book Creating a World Without Poverty- Social Business, The Future of Capitalism ).  This is business where you aim at the social objectives, not for making money for yourself. You cover your cost, make profit but the profit doesn’t go to investors or outsiders but stays with the company to achieve the goal that you set out to help achieve or lead.

Milken Institute Yunus has been described by BusinessWeek as one of the "greatest entrepreneurs of all time." He received a bachelor's degree and a master's degree from the University of Dhaka and a Ph.D. from Vanderbilt University.

Financing Social Entrepreneurs: Transformative Models for the Future

Revolutionizing Health Care and Research in the Developing World

Grameen America
By invitation only

Business Innovations That Are Changing the World

Business Innovations That Are Changing the World

Eric Schmidt, Chairman and CEO, Google Inc.
Craig Venter, Founder and President, J. Craig Venter Institute; Co-Founder and CEO, Synthetic Genomics Inc.
Muhammad Yunus, Nobel Peace Prize Laureate, 2006; Managing Director, Grameen Bank

Michael Milken, Chairman, Milken Institute; Chairman, FasterCures / The Center for Accelerating Medical Solutions

Some of the most inventive minds in business are harnessing the power of technology and the markets to create sweeping shifts in the way we live, work and interact. By combining top-notch intellectual talent with non-traditional approaches, bold ideas, major investments and cutting-edge technology, they are innovating on a grand scale. Our panelists will discuss how pioneering business ventures can drive social change.

YUNUS100 videos; YUNUS1000 bookclubmicropublishing of community guides & bursaries

info@worldcitizen.tv welcomes additions to this Yunus literature list (wider mfi lists include 1)

  • Yunus, Muhammad, Credit for Self Employment: A Fundamental Human Right, Grameen Bank, Dhaka, 1987.
  • Yunus, M. and Jolis, A.(1998) Banker to the poor: the autobiography of Muhammad Yunus, founder of the Grameen Bank. Aurum
  • Yunus M, Creating a World Without Poverty: Social Business, Future of Capitalism, 2008

  • Yunus, Muhammad, Experience in Organizing Grassroot Initiatives and Mobiliing People's Participation: The Case of Grameen Bank Project in Bangladesh. Paper Presented at the 25th World Conference of the Society for International Development. Baltimore, Md., 1982.
  • Yunus, Muhammad, 1983, "If you can't beat them join them; or, how to operate your own financial institution", in Mattis, Ann, ed., 1984, A Society for International Development Prospectus, Duke UP for Society for International Development, Durham, NC, p. 79?90.

  • Yunus, Muhammad, Jorimon and Others, Grameen Bank, Dhaka, 1984.
  • Yunus, Muhammad, Grameen Bank - The First Decade, Asian and Pacific Development Centre, 1986.
  • Yunus, Muhammad, Strategy for the Decade of Ninties, Grameen Bank, Dhaka, 1989.
  • Yunus, Muhammad, Peace is Freedom from Poverty, Grameen Bank, Dhaka, 1991.

  • Yunus, Muhammad, 1991, The Grameen Bank: Experiences and Reflections, Grameen Bank, Dhaka.
  • Yunus, Muhammad, Experiences and Reflections, Grameen Bank, 1991.

  • Yunus, Muhammad, 1994, Grameen Bank As I See It, in Gibbons, David S, 1994, ed., The Grameen Reader, 2nd edition, Grameen Bank, Dhaka, p. 62-98

  • Bangladesh and Its Giant Neighbors 273
    The World in 2050 460
    The Problem of Poverty in Bangladesh